Services and information offerings can be bundled into an app and made available to bank customers with all the advantages of mobile access such as:

• Integration of finance portals (Smarthouse one)
• Services for corporate clients/SMEs (open banking)
• Transferring money to mobile numbers
• E-banking, Scan & Pay, balance overview and transactions, notifications
• Overview and monitoring of credit cards

The digital transformation exerts massive pressure to change existing processes and has resulted in a significant realignment of existing IT solutions to create a new and attractive user experience. We draw inspiration from the digital design manifesto (extract):

• Good digital design is useful and usable.
• Is evolutionary and explorative.
• Focuses on the whole person.
• Anticipates the impact of its results.
• Pays attention to data protection and data security.

Mobile apps and services in the cloud are examples of new IT resources to provide services flexibly. In order to be able to implement this in ever-shorter timeframes, adesso relies on the following concepts:

• Infrastructure as code
• Continuous integration and deployment
• Static code analysis and security scans
• Automated tests and load tests
• Acceptance test-driven development

An agile approach means choosing the right evaluation and visualisation tool for every innovation challenge or complex, complicated or unclear task. The adesso team has relevant experience from numerous projects and uses appropriate tools:

• Wireframes and Demo
• Functional prototype
• Minimum Viable Product (MVP)
• Proof of Concept
• Pilot project