adesso Blog

An objective view of developments is essential for the strategic direction of the industry. In addition to economic parameters such as interest rate development, economic growth, employment and investment, regulatory conditions and technological innovations are integral components of a successful business policy orientation for banks. In my blog post, I provide an outlook on the trends that will be driving banks in 2025 and show how technologies and innovations in the banking business are driving the transformation of the industry.

Regulation is driving AI-based innovations in banking! Even if, at first glance, regulation with its strict rules and requirements is perceived as a brake on innovation, in many cases it sets the rules that ensure legal certainty and orientation. In this blog post, I will take a closer look at the impulses from a regulatory perspective that strengthen this symbiosis.

AI is revolutionising the banking sector and opening up a wide range of opportunities to increase efficiency, better respond to customer needs and meet regulatory requirements. From intelligent chatbots to automated credit processes and real-time fraud detection, AI is changing the way banks operate and interact with their customers. This blog post provides an overview of the current possibilities for using AI in the banking sector in the front and back office, as well as in the regulatory environment.

AI is changing entire industries. How do companies communicate the use of AI technologies and what influence does the technology have on customer benefit? As part of my master's thesis, I looked at the transformation of the banking industry. In this blog post, I provide a brief insight into the research results, highlight opportunities and risks, and describe the perspective of bank customers.

Is your bank among the many awaiting fundamental transformation? Financial firms are currently experiencing how markets and customer requirements are changing. These businesses are also experiencing the implications of these changes for technology and IT. Our team of experts offers you the essential industry-specific knowledge and IT expertise that is required to support you in shaping your digital future.

The banking industry is in a state of constant flux. Whether you are talking about digitalising value creation at banks, creating positive customer experiences, grappling with the concept of new work or increasing economic efficiency, the banking sector faces a number of challenges. In this blog post, I give my outlook on the technology trends for 2024 that will play a central role in banking.

The new EU regulation to strengthen digital operational resilience aimed at financial entities – also known as DORA – has been in force since 17 July 2023, though firms will be given a two-year window to comply with its rules. This new regulation places heavy demands on many companies. In my blog post, I will explain which companies are affected and what they have to do now.

The online business is booming! Financial service providers must also adapt to this social change. But what do customers want and what can companies already provide today? The adesso Digital Commerce Study on Finance provides all the answers to this question. I want to use this blog post to describe to you two of the four subtopics as examples to give you an insight into the results.

The word ‘return’ is often used as a synonym for both expected and historical returns, but the two are fundamentally different. This blog post will explain the definition of the two terms and how they are to be understood.